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Gerber Life Insurance Plans

whole life insurance: mother hugging son
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Whole Life Plan

Our Whole Life insurance protects you for your entire life as long as premiums are paid, and gives your loved ones lasting and greater security for the future.

  • Coverage from $50,000 to $300,000.1
  • Simple application process — no medical exam needed in most cases.2
  • Most applicants can have a decision within minutes.
  • Builds cash value.

1 Higher coverage amounts available up to $1 million for those who qualify.

2 Medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

term life insurance: couple moving
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Term Life Plan

Help provide coverage for your family for a specified timeframe.

  • Flexible coverage options available from $100,000 to $300,000.3
  • Affordable coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.4
  • Applying is simple — just a few questions to answer. No medical exam needed in most cases.5
  • Most applicants will have a decision within minutes.

3 Higher coverage amounts available up to $1 million for those who qualify.

4 Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

5 A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage.  Coverage is dependent upon answers to health questions.  When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

Grow-Up® Plan: mom, dad and toddler daughter using a laptop
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The Grow-Up® Plan

Help protect and provide for your child’s future with whole life insurance.

  • Insurance coverage automatically doubles during age 18.
  • Builds cash value over time.
  • Guaranteed future insurability as an adult.

Guaranteed Life Insurance: senior couple sitting on grass, hugging
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Guaranteed Life Plan

Guaranteed Life Insurance offers the benefits of whole life without a medical exam – guaranteed.

  • Coverage from $5,000 to $25,000.6
  • Guaranteed acceptance for ages 50-80.
  • Builds cash value.

6 Up to $15,000 for South Dakota residents.

accidental protection insurance: nurse checking patient
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Accident Protection Insurance

Accident Protection insurance can protect you and your loved ones against the unexpected.

  • Coverage available from $20,000 to $100,000.
  • Guaranteed acceptance for you and spouse.
  • Coverage starts at just $2.627 a month.

7 Payment shown is for a $20,000 policy.

baby dressed in graduation cap and gown with happy mom
The College Plan icon

College Plan

Money for college and adult life insurance – all in one policy!

  • An endowment life insurance policy with fixed payments and guaranteed growth.
  • Flexibility to use the payout money for anything, not just college.
  • Guaranteed to receive $10,000 to $150,000 when the policy matures.

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